Personal Tax, Corporate Tax, Investors Tax Review


Understanding the complexity of the Canadian and US tax systems can be overwhelming.  We know that it’s hard to keep up with changing tax legislation for personal and corporate taxation. In addition, you need efficient and effective tax solutions and strategic planning to ensure the best financial outcome.

You won’t just hear from us at tax time – we are here for you year-round to help you plan ahead and make sure that you are getting the incentives and benefits that you deserve. In fact, our full-time Tax Partner, R. Duncan MacPherson, with over 20 years focus on the advanced tax advisory services,  together with our highly knowledgeable accounting and audit Partners, help you navigate through the complicated world of taxes and advise you on your best course of action. We offer services in the following areas:


  • Canadian Tax
  • US Corporate Tax
  • International Tax – Corporate
  • Corporate Reorganizations
  • Sale of a Business
  • Purchase of a Business
  • Succession planning
  • Deferring tax
  • Executives’ Tax Services
  • Transfer Pricing


  • Canadian Tax
  • US Tax
  • Tax planning
  • Estate and will planning
  • Succession planning
  • Family Trusts
  • High net worth individual specialty services (including creditor/litigation protection)
  • Income splitting
  • Wealth Preservation
  • Creditor protection
    Generational wealth transfers
    Charitable giving
    Planning for a medically infirm family member or dependent


  • Advisory Service on Investment of Residential and Commercial Properties
  • Capital Gain/Loss Planning
  • Rental Properties
  • Qualified Small Business Corporation Capital Gains Deductions
  • Capital gains deferral for investments in small businesses
  • Capital gains/loss rules
  • Allowable business investment losses
  • Taxation of dividends
  • Transfer of dividend income between spouses
  • Taxation of personal trusts
  • Income trusts and real estate investment trusts (REITs)
  • Cumulative net investment loss rule
how can we help you?

Contact us at the office nearest to you or submit a business inquiry online.

Thomas was referred to me by another accountant who I respect to help us out with our two business’s. Thomas and his team is very professional, reliable and is able to scale his services for both small and larger business’s. His team also has the ability to deal with US taxes and tax laws. I appreciate Thomas’s support and do not hesitate to recommend him to anyone requiring affordable and professional accounting services.

Richard Smith


When you incorporate a company, you effectively create a separate entity, so any cash extracted from your corporation must either be paid via Salary or Dividend.

The payment of a salary is deductible to your corporation whereas dividends are paid from after-tax corporate profits. Careful analysis is needed to calculate the best mix of salary, interest and/or dividends for your specific circumstances. The introduction of the eligible dividend regime has further added to the factors that must be considered in making this decision. There are now two tax rates that can apply to dividends, depending on whether they’re eligible or regular dividends. The eligible dividend regime also means that it’s no longer a rule of thumb to bonus down to the small business limit.

Tax tip: Consider paying yourself a salary large enough to make maximum CPP and RRSP contributions.


The Tax-Free Savings Account (TFSA) program began in 2009. It is a way for individuals who are 18 and older and who have a valid social insurance number to set money aside tax-free throughout their lifetime. Contributions to a TFSA are not deductible for income tax purposes. Any amount contributed as well as any income earned in the account (for example, investment income and capital gains) is generally tax-free, even when it is withdrawn.  Administrative or other fees in relation to TFSA and any interest or money borrowed to contribute to a TFSA are not deductible


Income splitting is simply a method of shifting income from one member of the family, at a high rate of tax, to another member, at lower tax rate, allowing the tax savings from the difference of the tax rate brackets, but there have been legislative provisions, “attribution rules” and other anti-avoidance measures that can prevent some shifting methods, but there are still few permitted ways to accomplish the income splitting. Your situation may be unique, so call us today for the best and sure way to save tax via income splitting


You can reach Tetyana Bondar, at 416-987-6005 x 240 to set up a free consultation

or click here for Online Scheduling

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